- PAY YOUR CREDITORS AND ATTORNEYS' FEES OVER 3 TO 5 YEARS WITHOUT INTEREST!
If you have a job or some source of regular income, but are overwhelmed by debts you can’t
handle, Chapter 13 bankruptcy may be right for you. You can use Chapter 13 bankruptcy
to reorganize your debt, force your creditors to accept a reasonable debt repayment plan,
and get a fresh financial start. If you’re considering Chapter 13 bankruptcy:
Find an experienced Chapter 13 bankruptcy attorney like me!
The Chapter 13 bankruptcy process should begin well before you enter the bankruptcy
court. Bankruptcy law can be both complicated and simple--much like a tax law.
It seems rather simple to file a tax return, but when you start breaking down the process it becomes extremely complicated. You
should hire an experienced Chapter 13 bankruptcy attorney to file your
bankruptcy. Your family lawyer or someone you found in the yellow pages may not have the necessary
familiarity with all of the requirements, schedules, forms, filings, distributions, and deadlines associated with the bankruptcy
process. An experienced bankruptcy lawyer can meet with you to assess your financial situation,
explain the bankruptcy process to you, and work with you to set up a debt repayment plan that you
can live with.
- An Experienced Bankruptcy Attorney can help make bankruptcy EASY for you!
A Chapter 13 bankruptcy case begins with the preparation and filing of your bankruptcy petition.
The Chapter 13 bankruptcy process involves some of the same forms you would file in a Chapter 7 bankruptcy case, and some additional forms and information. In your bankruptcy petition, you are required to list
certain personal information about yourself, your spouse, and your family, and you must set forth all of your income, your
property (assets), your expenses, and all debts (liabilities). Additionally, you must select the specific exemptions to which
you are entitled. Exemptions are statutes that protect your property from your creditors. As your bankruptcy
attorney, I will explain exemptions to you and let you know what property is protected. Once all of this
information has been gathered and the petition and schedules prepared your bankruptcy attorney will
file your bankruptcy petition.
- Bankruptcy law stops creditors from harrassing or suing you.
Shortly after you file your petition, the bankruptcy court clerk will send a notice of your bankruptcy
case to all of the creditors you listed on your bankruptcy petition. After that, your
case will be assigned to a bankruptcy trustee, who will review your case. In most cases, the bankruptcy court
will also issue an Automatic Stay order. This order prohibits most of your creditors from collecting their debts
from you, from repossessing your car or other property, and from starting or continuing any legal actions against you while
the bankruptcy case is pending.